Affordable IVF

At Virginia Fertility Associates, we have always strived to give you the best financial options to help you with making your treatment more affordable through programs such as IVF Refund Program, Compassionate Care Program, WINFertility and healthcare financing options at the lowest rate possible. Below are some of those programs and a financial resource we think maybe helpful.

WINFertility Program information

WINFertility-practice-btn-badge-smNow, patients without fertility coverage or those who have exhausted their coverage can take advantage of our new affiliation with WINFertility.

WINFertility is the only Infertility Management Services Company that contracts directly with drug manufacturers, specialty pharmacies, genetic testing labs and fellowship-trained Fertility Specialists on a large scale that covers thousands of patients annually.

Now available to Virginia Fertility Associates patients, we are able to pass along the volume discount savings directly to patients in the form of single, discounted packages we call ‘bundles’. Even if patients require more than one cycle, our WINFertility Treatment Program bundles are usually less expensive and definitely more convenient!

High-quality infertility care at the most competitive cost including

  • Savings of up to 40% on Treatment Genetic Testing, and Medication Bundles
  • No age or clinical criteria required to participate
  • 24/7 Access to FertilityCoachSM Nurses
  • Medication and dosages oversight to achieve a safe and successful outcomes
  • Access to 2nd Chance IVF® Refund Program
  • Financing Options to Pay Over Time

To enroll in the WINFertility Program or learn more, call toll free (855) 705-4483 (4IVF) or click

IVF medication discount

At Virginia Fertility Associates we work hard to find you the most competitive pricing on IVF medications. We are proud to refer all patients to EMD Serono’s “compassionate care” program, which based on income can allow patients planning for IVF to get steep discounts on IVF medications that can range as high as 40%. Furthermore, if you are a veteran, then EMD Serono offers a discount on IVF medications for your service. Learn more here.

Financial expert advice and resources

Davina Fankhauser from “Fertility Within Reach” is the foremost expert on policy related to benefits for fertility treatment and preservation. She advises patients and professionals how to effectively communicate with insurers, employers, and legislators to increase access to health benefits.

Fertility Within Reach is a website dedicated to helping patients understand their financial options in an objective and neutral manner. She will try to help navigate through your insurance benefits, grant opportunities, fundraising, financing, and shared risk programs. Learn more here

Frequently Asked Questions

What are the advantages of ‘bundles’?

As infertility treatment is so complex, determining actual costs has been a confusing experience for patients. Because the WINFertility Program consolidates the costs into treatment packages or ‘bundles,’ patients have a simpler way to approach and decide on infertility treatments. Discounts of 10% to 40% off unbundled treatments and medications and pricing predictability offer patients additional peace of mind while pursuing their dreams of building a family.

Why are your prices less expensive than other programs?

WIN is the only infertility management services company that contracts directly with drug manufacturers, specialty pharmacies and fellowship-trained fertility specialists on a large scale that covers thousands of patients annually. We are able to pass along the volume discount savings directly to patients in the form of single, discounted packages we call bundles. Even if patients require more than one cycle, our WINFertility Treatment Program bundles are usually less expensive.

Can you assist with financing?

YES!  We have partnered with various respected financial institutions to offer financing that makes paying for the WINFertility Program even more manageable. Financing options include terms of up to 60 months (5 years), APRs that start at 5.99%, as well as secured loans and unsecured loans with preferred discount s for WINFertility patients. All financing is at the sole discretion of and subject to the lenders credit policies. Call (855) 705-4483 TOLL FREE to speak with the WINFertility Patient Specialist about our Financing Programs.

A Different Kind of Multi-Cycle Option – The 2nd Chance IVF® Refund Program

Unlike other multi-cycle refund programs, the 2nd Chance IVF® Refund Program does not require you to commit to several cycles in order to qualify for a refund if you’re unsuccessful. 2nd Chance IVF® gives you two chances to have a successful pregnancy, covering a complete fresh and a complete frozen IVF cycle including all medications and cryopreservation. Patients have up to 12 months after the fresh cycle to use the frozen embryo transfer (FET.) If the FET is not used, the patient receives up to a 70% refund or credit on the unused FET and medications. There is no age or medical criteria to participate and financing options are available. As with all treatment plans, your practice must approve this program for you.

I’m 44 years old-do I qualify for your program?

The WINFertility Program is designed to provide greater access to all who require high-quality infertility treatment. There are no clinical or age qualifications to participate. If one of the network physicians determines that you need treatment and you have no insurance coverage, you can enroll in the WINFertility Program.

I am already in treatment with another practice. Can I use your program at my current fertility practice?

WIN has a contract with Virginia Fertility Associates to be providers of the WINFertility Program in Virginia. In order to take advantage of the offer, you would have to be treated by a physician from Virginia Fertility Associates. Depending where you are in your treatment, it may not be difficult to switch at this point in time. One of the FertilityCoachSM Nurses can discuss your current situation and provide you with clinical answers that can help you make that decision.

I have some insurance coverage, but it is all so confusing. Can I just submit my bill from you to my insurance company and see what they’ll pay?

The WINFertility Program was developed specifically for people who have no insurance coverage for infertility treatment and for those who have already exhausted their benefits. You will need to investigate your coverage and contact your insurance carrier to learn exactly what treatment and medications your company has elected to cover. Once you have determined what is covered and what isn’t, enrolling in the program is easy and very cost effective.

The WINFertility Program is for cash-paying patients only. It is part of the program’s ability to negotiate discounts with our physicians, pharmacies and drug manufacturers and pass the savings on to our patients. Participating enrollees must pay in advance for our discount bundles (but financing options can help you with monthly payments). This component is another way they’re able to negotiate prices that are most favorable to you. So, your best approach is to find out what your insurance is willing to cover, have those treatments paid by your insurance carrier and if you still require treatment and medications, WINFertility is your best option.

If you have more questions, or would like to enroll in the WINFertility Program, you can speak with WINFertility’s Patient Specialists call toll free 1(855) 705-4IVF (4483) or click here